Retirement Plans Designed to
Maximize Tax Deductions

Business owners are able to contribute $100,000 to $300,000
and sometimes more each year.
Use Pension Deductions online calculator to determine your contributions

Schedule a Free Consultation

Defined Benefit Plans
for Self Employed Individuals

Self Employed Individuals, Independent Contractors,
Small Business Owners are eligible to set up a defined benefit plan
to enable maximum tax savings

Explore DB Plan

Solo Proprietor, S-Corp or C-Corp
Owners with a Few Employees

Use Pension Deductions online calculator to estimate contributions for the owners,
Plans are deisgned to minimize contributions
to employees while maximizing owners

Calculate Now

Retirement Plans Designed to
Maximize Tax Deductions

Business owners are able to contribute $100,000 to $300,000
and sometimes more each year.
Use Pension Deductions online calculator to determine your contributions

Schedule a Free Consultation

Defined Benefit Plans
for Self Employed Individuals

Self Employed Individuals, Independent Contractors,
Small Business Owners are eligible to set up a defined benefit plan
to enable maximum tax savings

Explore DB Plan

Solo Proprietor, S-Corp or C-Corp
Owners with a Few Employees

Use Pension Deductions online calculator to estimate contributions for the owners,
Plans are deisgned to minimize contributions
to employees while maximizing owners

Calculate Now

Retirement Plans Designed to
Maximize Tax Deductions

Business owners are able to contribute $100,000 to $300,000
and sometimes more each year.
Use Pension Deductions online calculator to determine your contributions

Schedule a Free Consultation

Defined Benefit Plans
for Self Employed Individuals

Self Employed Individuals, Independent Contractors,
Small Business Owners are eligible to set up a defined benefit plan
to enable maximum tax savings

Explore DB Plan

Solo Proprietor, S-Corp or C-Corp
Owners with a Few Employees

Use Pension Deductions online calculator to estimate contributions for the owners,
Plans are deisgned to minimize contributions
to employees while maximizing owners

Calculate Now

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Pension Deductions Offer a Range of Pension Plan Designs for You

The trusted pension specialist at
Pension Deductions

Pension Deductions has extensive expertise in navigating the intricacies of qualified retirement plans and maximizing tax benefits. We guide you through the complexities of your tax return, ensuring accurate reporting of annuity income and other retirement-related earnings. Our tailored solutions not only streamline your retirement contributions but also simplify the tax filing process, making it easier for you to stay compliant and focused on your core business activities. Trust us to manage the nuances of qualified retirement planning, while you concentrate on what you do best.

Get Prepared for Retirement in Just 3 Easy Steps

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Use Pension Deductions free calculator to determine your contributions and save significant taxes to maximize your savings.

This is the only online calculator that can perform complex calculations with the click of a button. Use Pension Deductions calculator and talk to a pension consultant who is always on call or available through the chat feature.

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Are You Prepared for Retirement?

Economic social security is a top priority for Americans. The most common type of retirement savings in the United States is the 401(k) plan, but Defined Benefit and Cash Balance Plans are gaining popularity among self-employed and small business owners. Contributions to these plans can offer tax advantages, particularly when made within the tax year, encouraging more people to opt for qualified retirement options.

401(k) Contribution Limit Rises to $23,500 in 2025.

Pension Plans in USA | Pension Deductions

As per Statista and Forbes report

Testimonials

“As a physician, our practice experiences steady income and profits and a defined benefit plan allows us to maximize our tax savings by contributing a fixed amount each year.”

Neelam Sachdev

“As a real estate broker, business income can be significantly high in a particular year, and much lower in another. A Defined benefit plan allows me to contribute a large amount in good years and lower the contributions in other years.”

Daniel

“After working for almost 15 years as a software architect, I quit my full time job and started taking up consulting assignments with the very same clients I serviced earlier as an employee. I am now able to contribute more than 50% of my income to a retirement plan and thereby save significantly in taxes”

William Thomas

“We sponsored a profit sharing plan that required me to contribute to the employees as well. We then made a switch to a floor offset defined benefit plan which allowed me to triple my own contributions, while increasing the employee contributions by 2%”

Oren

“As a physician, our practice experiences steady income and profits and a defined benefit plan allows us to maximize our tax savings by contributing a fixed amount each year.”

Neelam Sachdev

Daniel

William Thomas

Oren

“As a physician, our practice experiences steady income and profits and a defined benefit plan allows us to maximize our tax savings by contributing a fixed amount each year.”

Neelam Sachdev

Stay Informed

Blog

Discover the key differences between a Defined Benefit Plan vs 401k, and find the best pension plan for small business owners.

February 25, 2025

Blog

Learn how pension plans for small business owners can help save up to $300,000 annually in taxes with maximum deductions.

February 17, 2025

Blog

Maximize retirement savings with a Cash Balance Plan Calculator—optimize contributions, reduce taxes, and secure your financial future efficiently.

February 6, 2025

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Effectively use Cash Balance Plan calculator in 2025 to optimize your retirement savings and financial planning. To know more contact us!

January 28, 2025

Blog

Explore the evolving retirement expectations 2025, focusing on financial stability, health, and fulfilling aspirations for a rewarding future.

January 20, 2025

Blog

Discover key dates, deadlines, and essential tips to navigate tax season 2025 smoothly and avoid penalties. Stay informed and prepared!

January 16, 2025

All the latest informations Explore Our Resources

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The expert team of Pension Plan Consultants at Pension Deductions ensures your retirement savings are optimized while navigating complexities like tax withheld, offering clear advice tailored to your business and financial goals.

Pension Deductions Offer a Range of Pension Plan Designs for You

Defined Benefit Plans

Cash Balance
Plans

Safe harbor 401(k) Plans

Profit Sharing
Plans

The trusted pension specialist at
Pension Deductions